Why we’re different

We’re not like other financial advisors. You come first.

Headwinds facing America’s core – the great middle class

 

“Many people have failed to comprehend that the number of years spent in retirement could nearly equal those spent in their entire working career.”

– Mitch Anthony, The New Retirementality

 

It has become commonplace to talk about the 78-million-member “baby boom” generation. And the idea of helping baby boomers prepare for retirement is anything but unique.

 

middle class family
There are currently 10,000 Americans turning 65 years old every day—and this will continue for the next 15 or so years. Hundreds of millions of dollars per year are spent on marketing various financial services to these retirees and near-retirees as this enormous bulge of people 1) inherit money from their parents and 2) prepare to leave full-time employment and enjoy a more leisurely and meaningful life—that is, if they are properly prepared. However, indications are that millions of Americans are woefully unprepared. According to Bankrate’s Retirement Guide, one in five Americans expect to work until they die, and 40% of all baby boomers are afraid they cannot afford to retire. Ever.

 

To date, millions of people have closed their eyes to prospects of a long retirement, partly out of fear and partly because many people do not know where to turn for help. The reality, however, is that a vast number of people will spend more years retired—perhaps 30 or 40 years—than having been employed. Baby boomers are only now coming to that realization.

 

We believe Presidential is special in its broad offerings of superior retirement-oriented products and in its commitment to furthering financial guidance in its many forms – financial preparation, transition, acclimation, socialization, family stresses, and staying connected and relevant.

 

MAKING A DIFFERENCE, ONE FAMILY AT A TIME

 

If you’re among the top one-tenth of one percent of income and assets, you and your family are doing fine. But even if you are in the top 1%, you realize you are now facing an increasing number of challenges. The upper 20%, 30%, or 40% of households face even greater—and graver—financial obstacles.

Our mission is to make a positive difference in the lives of our clients by providing the finest, individualized financial guidance to help them retire . . . better.

The founders of Presidential, long experienced in financial services, realized that the American public was largely being advised to put their life savings into a mechanical model pie chart: 60% stock and 40% bonds. Hold-on-no-matter-what! That’s even in light of two disastrous market collapses in a dozen years and in what could be a long-term uncertain and volatile interest rate environment.

 

Our mission and our passion is to provide a new level of service and financial strategies to mainstream America. Through our extensive experience, intense caring, and numerous relationships in the financial services industry, we believe we can help individuals and families find solutions more targeted and individually considered than with any other firms we know of.

 

We care about America’s middle class because we are members of that august group as well. We want to be good neighbors because we reach out to the community—our neighbors—to lend a hand. We work hard to demonstrate the values we believe in because that is the way we like to be treated. We believe you will see the difference.